Reinsurance: Achieving Results—Together

We understand that choosing the right reinsurer and business partner is one of the most important decisions an insurance executive can make. Custom Disability Solutions (CDS) offers a comprehensive portfolio of financial and risk management solutions to help smooth out your liability and capital volatility.

Our goal is to help you profitably grow and enhance your group short and long-term disability business. We provide innovative tools and resources that compliment your current business, and allow you to expand the franchise value of your organization. With leadership that is committed to CDS and our mission, we are focused on diligently working with you not just as a customer, but also as a partner.

Successfully marketing group short and long-term disability insurance requires a knowledgeable sales staff, a competitive rate basis, and specialized services and resources. Whether you're currently marketing group disability insurance and are looking to improve your sales results, or interested in entering the market, CDS has the right solution to help make your business profitable and stronger.

Type of Reinsurance

• Quota Share
• Quota Share with Excess
• Automatic
• Facultative

Full Turnkey

As you know, bringing new products to market is a time consuming, and a resource-draining task. CDS is the outsource solution an organization looking to offer group short and/or long-term disability insurance products to the marketplace. To help you sell group disability, CDS provides totally managed turnkey services that are customized to fit your business. CDS provides the guidance of an experienced account executive and specialized team right from the beginning. The account team assists with strategic planning and distribution support as you manage your book of business. From skilled underwriting and actuarial support, expert claim management, to the nuts and bolts of administration, CDS works with you to grow profitably and successfully.

In addition to these services, our Full Turnkey solution includes creative marketing and product development, and access to seasoned contract and compliance specialists.

Semi-Turnkey

If you are currently providing group short and long-term disability, and not looking to outsource all of your group disability operations, CDS can create a customized service package to meet your needs. We will work closely with your service team to develop an outsource service plan that is focused on your business needs. The plan will help improve your operational needs and enhance your entire group disability product portfolio. CDS can also provide turnkey services for specific parts of your business such as on large cases, or for specific regions.