The Advantages of Custom Disability Solutions

  1. Experienced Team of Reinsurance Professionals

    • Our Underwriting Team averages over 17 years of experience
    • Our Actuarial Team averages over 22 years of experience
    • Our Claims Team averages over 10 years of experience for Managers and 5 Years for Managing Benefits Consultants
    • Our Compliance Team averages over 15 years of experience
    • Our Marketing and Client Management Team averages over 18 years of experience
       

  2. Customer-Centric Service and Support

    • Leading LTD/STD services that are tailored for your business strategies and goals: Claims, Underwriting, Actuarial, Compliance, Marketing, Product Development, and Administration
    • Customized solutions that meet your needs
    • Competitive rate basis
    • Consultative approach — we will achieve results together
    • A dedicated client management team focused on availability and high quality service
       

  3. Dedication to Customer Satisfaction and Partnership

    • Building long-term relationships
    • Achieving goals and objectives together
    • Enhancing business through smart and profitable growth
    • Delivering industry-leading solutions to increase your presence in the disability marketplace
       

  4. Financial Security

    • Our reinsurance paper is rated A (Excellent) by A.M. Best
    • Reliance Standard Life Insurance Company (RSL) has over $2 Billion in Assets
    • RSL began its centennial year in 2006
       

  5. Commitment to High Standards of Service, Performance, and Reliablility — We Stand Behind the Services We Provide

    • We deliver our quality services with dedication and integrity
    • Claims service turnaround time standards and service commitments
    • Underwriting service commitments
    • Client Management service standards
    • Contracts and Compliance standards
       

Custom Disability Solutions Differentiators

  1. Our People

    • Our people are the foundation of a rich tradition and legacy of delivering industry recognized and respected reinsurance solutions and services
    • Our people know the industry — they average 12 years of industry experience, some with over 25 years of experience
    • Our people have diverse industry backgrounds — they are capable of responding to your most challenging issues
    • Our people work as a team to deliver the right solution for you
       

  2. Our Size

    • Our size allows for a collaborative partnership approach that makes it easy to do business with us
    • We are a specialized Portland, Maine reinsurer focused on providing customized group disability reinsurance solutions
    • With just over 100 employees, we are a focused team of experts that can quickly respond to your concerns
    • You won't get lost in shuffle — we provide personal and individualized service to our clients and customers
       

  3. Our Focus

    • We focus on insurance carriers who will benefit from our specialized support and services
    • We welcome the opportunity to provide reinsurance solutions to first-time buyers and newcomers to the group disability market, as well as more experienced disability carriers who are looking to upgrade their current offering
    • We can customize our reinsurance solutions to meet your needs
    • We provide disability sales training and assistance with strategic planning to help grow your business
       

  4. Our Appetite

    • As a division of Reliance Standard Life Insurance Company (RSL), we are a risk taker first
    • We will provide disability reinsurance with or without services; we are not afraid to take the right risks
    • Through RSL, we can assume all or portions of the risk based on your business objectives
       

We know our markets and our customers. Our size allows us to provide a family-feel to each customer we do business with — allowing us to provide personal attention to your business goals. Our ability to take on all levels of quota share risk means we can tailor our reinsurance solutions and services to meet your needs. And most of all, our experience, heritage, and people separate us from our competition. Our knowledge and experience let us provide solutions and services that outshine our rivals.