What Makes Us Different

Growth Focus

• Sales Support to Help You Grow
• The Right Product and Service Mix
• Underwriting - Supporting Sales and Profit
• Promotion and Campaign Support

Risk Management

Reinsurance Philosophy - Decoupling of Risk and Control

We believe that risk and control of your disability business are not synonymous.

As our client you can maintain control while sharing the risk.

• Reinsurance Risk Structure
• Actuarial Risk Management
• Claims Risk Management
• Underwriting Risk Management

The CDS Experience

What Does It Mean For You?

• Sustainability of our Partnership
• Consistency of Service
• Listening to and Delivering on Your Needs
• Committed to Your Success
• Proactive Thinking
• Customer Focus