Products

At CDS, we work with you to develop reinsurance disability solutions that meet your business needs. We provide traditional and voluntary short-term and long-term disability plans that can be customized to help differentiate your disability product from your competitors', and help you to attract and retain customers and clients.

Our products and value added service options are designed to help improve your competitiveness and distribution efforts. Partnering with CDS will give you access to special services that will support your products portfolio and help make your reinsurance administration easy. We have an experienced team of products, compliance, marketing, underwriting, claims, and actuaries ready to help support your reinsurance needs.

Our Product Offerings:

  • Traditional Group STD (Contributory/Non-contributory Plans)
  • Traditional Group LTD (Contributory/Non-contributory Plans)
  • Integrated Group STD/LTD
  • Voluntary Group STD/LTD
  • Core Buy-Up Plans (Choice Plans)
  • Conversion—Income Protection During the Transition
  • Small Group STD (2-9 Life)
  • Small Group LTD (2-9 Life)
  • International (STD/LTD coverage for expatriates - 10+ Lives)

Our Value Added Service Options: